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Alberta
Robert McLaughlin Sr. Mortgage Professional

Robert McLaughlin

Sr. Mortgage Professional


Phone:
Address:
2316 6 Street NE, Calgary, Alberta

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“We Build Partnerships That Deliver Trusted Financial Solutions” 

 

Welcome to my Website! 

 

My name is Robert McLaughlin and I am a Sr. Mortgage Professional with Verico CML Canadian Mortgage Lender. I work hand in hand with my business partner Chris Stewart who is also a Sr. Mortgage Professional with CML Canadian Mortgage Lender. Combined we have 60 years’ experience in the Financial Services Industry that includes 30 years as Licensed Mortgage Professionals. While we work for our clients, we offer them mortgage financing that meets their current needs and builds the foundation to encompass their ever-changing life and financial strategies. 

 

We provide our clients a choice, through our extensive lender network, and work daily within the Prime, Alternative and Private Mortgage Segments to secure the best available products. This enables us to deliver un-biased navigation of rates, terms and mortgage products, while working as partners with our clients to ensure that they are educated on the financing process.  

 

Here are some examples of mortgage financing that we can do: 

 

Pre-Qualify                                      Purchase                                  Builds & Draws                            Purchase + Improvements 

Spousal Buyouts                            Refinances                               Debt Consolidation                     Equity Take Outs 

Second Mortgages                        Combination Mortgages        Reverse Mortgages                     Interest Only 

 

Whether you have challenges with income, bruised credit, current or former bankruptcy, owe income taxes or GST or have no challenges at all, we have great products and rates that can maximize your mortgage and financial strategies. 

 

Contact us today and let’s talk. 

 

 


BLOG / NEWS Updates

Housing market continues to moderate in June

Statistics released today by the Canadian Real Estate Association (CREA) show national home sales were down between May and June 2021. Home sales recorded over Canadian MLS Systems fell by 8.4% month-over month in June 2021, marking the third straight monthly slowdown since activity hit an all-time record back in March. While sales are now down a cumulative 25% from their peak, and below every other month in the last year, June transactions still managed to set a record for that month. Month-over-month declines in sales activity were once again quite broad-based, with sales moderating in around 80% of all local markets, including almost all large markets across Canada. The actual (not seasonally adjusted) number of transactions in June 2021 was up 13.6% on a year-over-year basis and marked a new record for that month. While there is still a lot of activity in many housing markets across Canada, things have noticeably calmed down in the last few months, said Cliff Stevenson, Chair of CREA. There remains a shortage of supply in many parts of the country, but at least there isnt the same level of competition among buyers we were seeing a few months ago. As these conditions continue to evolve over the summer and fall, your best bet is to consult with your local REALTOR for information and guidance about buying or selling a home at this stage in the cycle, continued Stevenson.

Record rise of home prices in May

In May the TeranetNational Bank National Composite House Price IndexTM was up 2.8% from the previous month, the largest monthly rise since the index series began in 1999. It was led by four of the 11 constituent markets: Ottawa-Gatineau (4.9%), Halifax (4.3%), Hamilton (3.7%) and Toronto (3.4%). Rises were more moderate for Vancouver (2.3%), Winnipeg (2.2%), Montreal (2.2%), Victoria (2.1%), Calgary (1.4%), Quebec City (1.2%) and Edmonton (1.2%). It was a third consecutive month in which all 11 markets of the composite index were up from the month before. The May rise was consistent with the increase in number of home sales over the last several months as reported by the Canadian Real Estate Association. For a ninth straight month, the number of sale pairs entering into the 11 metropolitan indexes was higher than a year earlier. The unsmoothed composite index, seasonally adjusted, was up 2.1% in May, suggesting that the uptrend of the published (smoothed) index could continue. The May composite index was up 13.7% from a year earlier, for a 10th consecutive acceleration and the strongest 12-month gain since July 2017. The 12-month rise was led by five markets Halifax (29.9%), Hamilton (25.5%), Ottawa-Gatineau (22.8%), Montreal (17.6%) and Victoria (15.3%). Toronto matched the countrywide average at 13.7%. Lagging that average were Vancouver (11.9%), Winnipeg (10.4%), Quebec City (9.8%), Calgary (4.5%) and Edmonton (3.6%). Besides the Toronto and Hamilton indexes included in the countrywide composite, indexes exist for seven smaller urban areas of the Golden Horseshoe Barrie, Guelph, Brantford, Kitchener, St. Catharines, Oshawa and Peterborough. In May all seven were up from the previous month and from a year earlier. The 12-month gains ranged from 27.6% for Brantford to 31.4% for Barrie. Source: https://housepriceindex.ca/2021/06/may2021/

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TD Bank Scotia Bank First National MCAP B2B Bank Home Trust
Merix Equitable Bank RFA CMLS ICICI Bank Manulife
Attain Mortgage Haventree Bank HomeEquity Bank Lifecycle Mortgage Sequence Wealth One
Fisgard Capital Optimum RMG Mortgages Bridgewater Marathon Mortgages Vault