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My Rates

6 Months 3.09%
1 Year 1.99%
2 Years 1.99%
3 Years 1.99%
4 Years 1.99%
5 Years 2.09%
7 Years 2.94%
10 Years 3.30%
6 Months Open 5.75%
1 Year Open 3.45%
*Rates subject to change and OAC
AGENT LICENSE ID
Marc 200092640 Mia 200095834
Team Pucciarelli Marc & Mia HONESTY,  INTEGRITY & COMMITMENT.  MORTGAGE ASSOCIATES

Team Pucciarelli Marc & Mia

HONESTY, INTEGRITY & COMMITMENT. MORTGAGE ASSOCIATES


Address:
324 Champlain Street, Dieppe, New Brunswick

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Team Pucciarelli Marc & Mia,  Mortgage Associates with Metro Mortgage Company is your Maritime Mortgage Solutions experts! We represent Canada's leading residential lenders including chartered banks, trust and finance companies. With our multi discipline experience and in-depth knowledge of mortgage solutions, we]ll find the best financing options that will meet your current and future needs. We provide a one stop convenience and invaluable, unbiased advice when working on your behalf to find you the best possible mortgage solution. Team Pucciarelli Marc & Mia is committed to helping you live life on better terms.Contact us today to find your perfect mortgage solution !

  • It's easy ! Enquiring about a mortgage solution is as simple as calling us at  1-506-962-7891 

 

 

attain Mortgage

More than just Mortgages. We can help you build your future.

attain Mortgage

More than just Mortgages. We can help you build your future.

BLOG / NEWS Updates

Scotiabank: Why Canada needs to focus on ways to encourage more home building

The recent run-up in housing prices, and the attendant worries about affordability and accessibility, have many stakeholders scrambling to find quick solutions. While understandable, those approaches are likely to have only minimal impacts on Canadas housing situation and its consequences for people looking for a reasonably priced place to live. Focusing on interest rate policy or macroprudential instruments, such as stricter mortgage stress tests, draws attention away from the underlying cause of the problem: the inability of supply to meet demand. Put simply, this country doesnt build enough housing. We should not be surprised by this. Canada has increased immigration dramatically in recent years to tremendous benefit to the economy, but we failed to pro-actively address the housing challenges the consequent population boom was sure to bring. Policy efforts must focus far more on anticipatory, collaborative, multistakeholder and very specific solutions to the housing situation rather than on the short-term and ultimately ineffective macroprudential Band-Aids applied in recent years. Scotiabank Economics is publishing research this week looking at the increase in Canadas housing stock relative to the increase in population over the past several years to get a sense of how effective we have been in creating new units. The numbers are not encouraging. One way to look at it is by using the ratio of new housing to population growth. By that measure, construction has been well below its historical average since mid-2017. That is perhaps not surprising, given that Canada has seen an immigration-fuelled population boom since 2015. In the three years leading up to the COVID-19 pandemic, population grew nearly twice as fast as new housing units were being built. That ratio improved somewhat with the COVID-related stall in immigration, but it is likely to reverse course once immigration returns to planned levels. Dan Rees is group head, Canadian banking at the Bank of Nova Scotia. Jean-Fran¬ćois Perrault is Scotiabanks chief economist

Two-thirds of Canadians were asset resilient in the year prior to the pandemic

Just over two-thirds (67.1%) of Canadians were asset resilient for at least three months in 2019, up from 63.6% in 1999. Over these two decades, several factors contributed to the overall rate of asset resilience. For one thing, Canadians held more liquid assets at the end of the period. Median person-adjusted household liquid assets rose from $6,300 in 1999 to $10,700 in 2019. Canadians were also slightly older, on averagethe median age of Canadians increased from 36.4 years to 40.8 years. Family income has also been rising since 1999, and asset resilience is associated with higher income. The median person-adjusted, household after-tax income of Canadians increased by one-third (+34.9%), rising from $37,300 in 1999 to $50,300 in 2019, while the share of Canadians below the LIM-AT edged down from 12.4% to 12.1%. source: https://www150.statcan.gc.ca/n1/daily-quotidien/210504/dq210504e-eng.htm

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