An annual financial review is not only helpful for budgeting your holiday expenses but it can also help you remain on a solid path to achieving your overall goals. This coming year could be particularly important to do a review with the uncertainty which has stemmed from the US election and all the changes handed down by our Finance Minister Bill Morneau.

The Canadian economy has been and will continue to be affected by all the changes. We have already seen certain lenders increase interest rates on various products and in some cases even discontinue certain products.  

However it is not all doom and gloom, I am happy to say that we live in a very beautiful part of this country and despite all the changes, the real estate market will survive, we just need to adjust our approach.  I encourage all homeowners or soon to be homeowners to do an annual review of your financial goals. Working closely with your financial planner and mortgage broker, you can navigate the snow covered paths and put yourself in a better position to achieve your goals. A mortgage can be a powerful tool to help you achieve those goals.

As your mortgage professional, I can help you with any questions that you might have. Please feel free to reach out and contact me. 

Warm wishes to you and your family this holiday season.