My Rates

6 Months 6.09%
1 Year 4.99%
2 Years 4.44%
3 Years 4.34%
4 Years 4.39%
5 Years 4.49%
7 Years 5.09%
10 Years 5.44%
6 Months Open 9.75%
1 Year Open 9.75%
*Rates subject to change and OAC
Zach Silverman

Zach Silverman

Strategic Mortgage Planner


Address:
1-6337 198 Street, Langley, British Columbia V2Y2E3

I hope you're having a fantastic day so far and thank you for the opportunity in advance to work With You and discuss all of your Mortgage Requirements & Needs!

 

Silverman Mortgage Group:

 

You've decided to take the first steps towards Home Ownership.

When purchasing a home and need a mortgage; you can go to a local bank and accept one of their products only available to that institution. Or you can sit down with myself, and or any other Mortgage Broker that has access to a wide range of lenders that will be competing for your business! With a number of products for you to choose from and the best interest rates possible. It is a benefit to use a Mortgage Broker.

With access to over 30 lenders including Canada’s largest banks, Credit unions, Trust Companies and private lenders. I will personally guarantee you that I will work as hard for you as I did getting to where I am today!

 

My Promise:

 

I will provide you with unbiased advice and take the time to go through all your financing options. I'm here to work with you and for you, NOT THE BANKS!

I love what I do, I've been involved within the Real Estate and Mortgage Brokering industry since an early age. Working from the ground up, I know that reaching one's goals is something that we all want to work towards and strive to achieve. I'm thankful that your giving me your trust and I look forwrad to not only earning it but Keeping it!

If we have the opportunity to sit down together and discuss your mortgage requirements and needs... I will provide you with a more indepth profile about myself and also take the time to get to know you. I promise you that I will do my very best that I can to ensure the transaction is as seamless as possible. Even if there are bumps in the road and some struggles along the way... I plan on going through those with you.

 

In Closing:

In most cases, we are paid directly by the Lender so there is no cost to you, and because I don't get paid until the mortgage is fully completed, I'm going to be highly motivated to move your mortgage application quickly through all the required channels.

The difference of even a .25% on a mortgage can result in thousands of dollars worth of savings over the life of your mortgage and allowing you to be mortgage free years sooner.

I look forward to meeting with you and discussing the next steps.

 

Thank you again for allowing me to be a part of this journey with you!


BLOG / NEWS Updates

CREA: Canadian Home Sales Continue to Climb in June

The number of home sales recorded over Canadian MLS® Systems edged up a further 0.5% on a month-over-month basis in June 2026. This builds on the 5.5% jump recorded in May and the 0.9% increase in April, placing national activity some 7% above where it stood in March.

“June’s housing numbers continued to build momentum following the late start to the year in May, with virtually every metric moving in the right direction,” said Shaun Cathcart, CREA’s Senior Economist. “Looking ahead, fixed mortgage rates have eased from their peak in April, and rate hikes from the Bank of Canada this year are much less likely than they were just a month ago. This is good news for borrowers. Additionally, home prices are no longer falling in most of the markets where they were previously, which had likely been keeping a lot of buyers waiting on the sidelines. As such, we continue to expect the second half of the year to be quite a bit more active than the first half, similar to sales activity in 2024 and 2025.”

June Highlights:

  • National home sales edged up 0.5% month-over-month.
  • Actual (not seasonally adjusted) monthly activity came in 0.9% above June 2025.
  • The number of newly listed properties declined 1.3% on a month-over-month basis.
  • The MLS® Home Price Index (HPI) was unchanged month-over-month and was down 3.6% on a year-over-year basis.
  • The actual (not seasonally adjusted) national average sale price was up 0.5% on a year-over-year basis in June 2026.

https://www.crea.ca/media-hub/news/canadian-home-sales-activity-little-changed-in-march-2-2-2/

Bank of Canada maintains the policy rate at 2¼%

CMHC: 2026 Mid-Year Rental Market Update

MY LENDERS