AGENT LICENSE ID
M16002284
BROKERAGE LICENSE ID
11621
Tess Velkovska
Mortgage Agent Level 2
Office:
Phone:
Email:
Address:
226 King St E., Cambridge, Ontario
BROWSE
PARTNERSScott and Joy Noble
The service and personal attention Scott and I received from Tess Arpa was exceptional and beyond what we were expecting! Tess’s knowledge of the current market and her commitment in finding us the best rate helped us in our search for our forever home. We are incredibly thankful for Tess’s professional, honest assistance with the whole mortgage process. From the beginning to end, Tess is someone you can trust, and we would recommend Tess Arpa to anyone buying a home! Scott and Joy
Zsolt Mato
Tess’s dedication and customer service is unparalleled. I’d highly recommend her to anyone.
Julie
Wow what an amazing service! Working with Tess was an absolute wonderful experience. She was so helpful, understanding, patient, friendly and very knowledgeable! Her hard work and care for us as clients were greatly appreciated. Well done Tess and thank you so much for everything you've done.
Bruno Cordeiro
There are so many mortgage products and options to consider, I am glad I met with Tess who made my choices not only easier to make but also giving me piece of mind. Tess was fantastic at explaining everything in terms i could easily understand. I could not ask for better care than what Tess has done with her expertise and service. Thank you Tess for all your help, it is a pleasure to do business with you.
Stacy Lalumiere
Tess Arpa was referred to me by a friend of mine who had recently purchased a rental property. He raved about how amazing she was and how quickly her turnaround time was and suggested we setup a meeting with her as our mortgage was up for renewal and he knew we were shopping around for brokers. Let me tell you; she was beyond amazing! She was prepared and took the time to review all options with us. She helped us determine what made sense for us financially. She was on the ball with helping us get everything we needed for our portfolio, including recommending fantastic lawyers! She has an award winning personality and extremely knowledgeable about today's market. She was a pleasure to deal with and I have already recommended her to all our family and friends! We will be using her services again! Thank you Tess and Excel Mortgage!
Silvia Tostoes
We happened to come across an advertisement on Facebook and we decided to contact Tess. From day 1, Tess was excellent in responding patiently to my many questions about remortgaging. She is highly precise and pays very close attention to every detail, regardless if it is small or not. Our entire process was done quickly and stress free. We highly recommend Tess to anyone looking for her services. We could not have asked for a better mortgage agent. Thank you Tess!
Tim Dahi
We used Tess Arpa as our mortgage agent and we couldn't be more satisfied! We will definitely use her services again in the future!
Kristina Lyman
Tess made this whole experience such a blessing. She made us feel comfortable and we were able to connect in such a way we couldn’t even begin to imagine. She worked magic with our profile and helped us get the best of the best. Tess’ attention to detail and ability to individualize the process is pristine. Without Tess, we wouldn’t have received our first home- she made this happen for us and we are forever grateful for her! I would highly recommend her to anyone looking for a mortgage broker.
Sharri Norton
Tess has recently re done my mortgage and help to get my finances in order. She was available to answer questions, advise and keep me on track so we were able to meet deadlines. Her honesty, professionalism and knowledge ensured a end result that I am very pleased with. This is the first time I have dealt with a broker verses a major Banking Institution and Tess made the transition a pleasurable experience instead of a task or chore. Thank You Tess...I now see Retirement a little closer!
Suhaila K
Tess is amazing at what she does, I totally recommend her when you’re applying for a mortgage. She really cares and does everything in her power to get you the best Mortgage rate out there!!!
Laura Fowler
I just want to take a moment and say thank-you and show recognition and appreciation to Tess Velkovska at Excel Mortgage. We had been referred to Tess when we were looking to purchase a home over a year ago. It was the best decision we made. With the crazy interest rate drop we have seen with the banks on mortgages, Tess contacted us immediately, to let us know the money we would save. This was not on our radar as life and this pandemic has taken our attention. She has done everything possible to get this deal finalized, which has saved us thousands and thousands of dollars and lowered our amortization by years!!!
This has been a rollercoaster as everyone in the industry is practising social distancing in the workforce. Wait times and approvals have been very delayed and more thorough then ever before and Tess has been on it from the start. She has gone out of her way numerous times for us. Dropping and picking up forms. Notifying us on our progress and even responding to my evening texts with questions we might have.
I just can't thank you enough Tess for looking out for our best interest..literally. Your love for what you do for your clients shows.
So if your looking for a mortgage broker my husband and I highly recommend Tess at Excel Mortgage, she is your girl! You won't be disappointed and you will sleep good knowing you have someone working hard on saving you money.
Ashley Furlong
Tess is incredibly knowledgeable and always willing to answer all my questions. She really cares about her clients and always goes the extra mile to get you the best rate and mortgage terms she can. Highly recommend using Tess as your mortgage broker.
Heather Robertson
Tess made the mortgage application process so quick and easy. Immediately upon meeting her she was so friendly and easy to talk to. She really cares about her clients and making sure they are well-informed and understand all aspects about mortgages. She takes the time to explain the process and to answer any questions you have. She's right by your side for the entire process and works to make things as easy and painless as possible. Even after signing all the documents she will continue to monitor the interest rates for you and work to get you the best possible rate at all times. And she always has a smile on her face. I can't recommend Tess enough!
Mai Phung
I'm a local Realtor in Waterloo Region and I've had the pleasure of doing business with Tess on several different occasions. She's been able to assist our mutual clients after they were turned away or not given the proper treatment and customer service they deserved from lenders/banks. Tess consistently goes above and beyond to ensure her clients are treated with honesty and respect. Her ability to be transparent with clients in order to help them achieve their home ownership goals is a rare yet wonderful quality in a Mortgage Agent not easily found elsewhere. I highly recommend Tess Arpa for your mortgage needs. My clients have been extremely happy with her as well.
Trevor Frankling
Tess has gone above and beyond what you would ever expect from anyone. She made our dreams come true and so much more. Tess continues to this day to make everything in life easier and better. Her services and work are like no other. You will not be disappointed. She will go above and beyond for you. She is one of a kind and we are truly lucky to have had her work for us. Thanks Tess for everything you have done. You over came obstacles and boundaries that were throwin at you and never stopped fighting for us. We are forever grateful for your hard work and dedication!!
Janice
Tess recently helped us with our mortgage. She went above and beyond to make sure we were placed with the company that best suited our needs. She is always so pleasant and eager to assist in any way she can. Thanks Tess for all you help!
Tony Recine
I can guarantee that nobody will work harder or in your best interest than Tess. If you require a new mortgage or refinance she will provide all available options in a timely manner!!
Sean Bacon
Working with Tess was a pleasure and painless, this even being more than a 100kms away and all over the phone and email. She would however preferred to go over things in person but she still managed to cover everything with no surprises in the end.
All in all smooth sailing, and would highly recommend!
Kayleigh Vance
Tess was very helpful, extremely knowledgeable and dedicated to my business with regard to refinancing my mortgage. Tess always replied within a reasonable amount of time to questions I had and worked hard to get me the best mortgage package that met my needs. I would diffidently recommend Tess to friends and family for any financial needs, especially a new home buyer as she was very honest and patient and allowed the time to make the best informed decision to meet my financial needs.
Brad Clarke
I first had a conversation with Tess last November. I told her my financial woes and she still always had a positive out look even when things seemed bleak. Tess's positive energy and upbeat vibes always made me think there was a chance I could consolidate and eventually get a new Mortgage with her. By staying the course with Tess, I was able to be approved on a new mortgage. Not only did I meet a great Mortgage Broker who I would recommend and use my self again, I feel I made a new friend! The entire process with Tess is a great experience!
Judy Smith
Tess was amazing, Very Professional and knowledgeable. Tess responded very quickly to my email and text messages. I highly recommend Tess for all your financial needs, she will get the job done.
Sandra Gaspar
Tess was a pleasure to work with. She had all the answers to our questions and everything was done stress free.
Thanks Tess
Anita Clarke
I would recommend Tess to any of my friends in need of a broker. She went over and beyond to help me when I was in desperate need. However she also looked out for my best interest so I don’t get in over my head. Definitely a 5 star from me. Thank you so much Tess.
Jennifer Gardecki
Absolutely amazing lady...She is fast, caring and will do what she can to get you the best deal.. I highly recommend Tess to help you with anything you need.
Thanks Tess for being so awesome!
Donna Clark
Tess is knowledgeable and her personal attention to the smallest of details is what she gives to each and everyone of her clients. I would highly recommend her to anyone who is in need of a mortgage, refinancing or consolidating of their debt. Please give Tess a call you will not be disappointed.
Julie DuPont
Tess was amazing. She gave us honest, helpful information and helped us to get what we needed quickly and effectively. I would totally recommend her and plan on doing business with her again.
