I'm your local mortgage broker in the North! My official company address of the brokerage I'm signed up with is out of Burnaby but I live & work here in the Peace Region locally! I'm licenced to provide mortgage services throughout the province of BC & AB so if you live in or near Dawson Creek, Grande Prairie or live in Edmonton or Vancouver I can assist you! Shop for a home with confidence, get preapproved first!
One application, one credit check and I shop for the very best rates and terms available! I have access to over 30 lenders and mortgage rates can change daily so get your application in and have the rate held from 90-120 days!
Whether you are buying your first home or making a move to your next home I'm here to assist you with your mortgage needs. Fast pre-approvals, personal service, same day appointments or work with me remotely! Assisting clients in Dawson Creek, Fort St John, Chetwynd, Tumbler Ridge, Mackenzie, Prince George, Terrace, Kamloops, Grande Prairie, Edson, Beaverlodge, Whitecourt......
Do you need to refinance your home and use your equity? I have lenders offering amazing rates for refinancing, call me and let's chat! OAC, terms & conditions may apply.
Sometimes life happens and you find yourself in a credit situation where you may have a high amount of debt or you owe CRA for back taxes. We do have private lenders for those situations and depending on how much equity you have in your home this might be an option for you! Just call or email me for details.
If you already own a property and it's mortgage renewal time, make sure you give me a call before you sign the renewal from your current bank or lender. There is a good possibility that I can get you a better overall package when we consider term, rate, and early pay out penalties, my goal is to keep as much of your hard earned money in your pocket! We even have lenders that will switch you for no cost.
Are you thinking of buying an investment property? I can help you with that as well! We have lenders available that will mortgage more 'doors' than most big banks!
Mortgages, home equity/debt consolidation, refinancing, investment properties, new to Canada, mortgage plus improvements, private or 2nd mortgages - I'm here to help and answer any questions you may have!
Call me anytime 250-219-2323 or 780-518-7908 with any questions or to fill out an application over the phone. In person meetings are by appointment only because I work from my home office or work with me remotely!
#dawsoncreekmortgagebroker #grandeprairiemortgagebroker #fortstjohnmortgagebroker #realestate #mortgage #interestrates
I'm Equifax certified
I'm certified through the Equifax Credit Professional Program.
BLOG / NEWS Updates
CREA: Canadian Home Sales Holding Steady Heading into 2026
The number of home sales recorded over Canadian MLS Systems declined 0.6% on a month-over-month basis in November 2025, still well above April levels but mostly unchanged since July.
At this point its looking like the mid-year rally in housing demand has veered into more of a holding pattern heading into 2026, coupled with what looks like some price concessions in November in order to get deals done before the end of the year, said Shaun Cathcart, CREAs Senior Economist. That said, the Bank of Canadas clear signal that rates are now about as good as theyre likely going to get is the green light many fixed-rate borrowers have no doubt been waiting for, so we remain of the view that activity will continue to pick up next year.
November Highlights:
National home sales declined 0.6% month-over-month.
Actual (not seasonally adjusted) monthly activity came in 10.7% below November 2024.
The number of newly listed properties declined 1.6% on a month-over-month basis.
The MLS Home Price Index (HPI) dipped 0.4% month-over-month and was down 3.7% on a year-over-year basis.
The actual (not seasonally adjusted) national average sale price was down 2% on a year-over-year basis.
New supply declined 1.6% month-over-month in November. Combined with a smaller decrease in sales activity, the sales-to-new listings ratio tightened to 52.7% compared to 52.2% in October. The long-term average for the national sales-to-new listings ratio is 54.9%, with readings roughly between 45% and 65% generally consistent with balanced housing market conditions.
https://www.crea.ca/media-hub/news/canadian-home-sales-mark-four-year-high-for-the-month-of-september-2-2/
GRANDE PRAIRIE - PURCHASING - RENEWING - REFINANCING
Interest rates are amazing right now! If you are able to purchase its the time to do it! Working with a mortgage broker means we shop for the best rate/package for you with our lenders/banks! No need to wait a week for a bank appoinment we can start your application today. Another plus of working with a mortgage broker is you have our direct phone number and we DO answer our phones after hours and on weekends!
Call today to discuss getting a mortgage to suite your needs!
780-518-7908 or terrik@paragonmortgage.ca
#mortgagesgrandeprairie #lowinterestrates #realestate #Iworkforyou #purchase #refinance #renew
Working From Home to Serve You!
In these uncertain times where everyone is trying to social distance Im trying to work from home as much as possible. Im very lucky to have a job that if you the client has a cell phone or a computer we can send documents back and forth quite easily. If for some reason you cant scan and email documents we can arrange pick up/drop off in Dawson Creek, Grande Prairie, and Fort St John.
If you are working with a Realtor and dont have a scanner most wont mind scanning your documents for you and emailing on your behalf. We are all bound by the privacy laws in place so your information would be handled confidentially.
If you would like to request an mortgage application please either call me at 250-219-2323 or 780-518-7908 or you can email me terrik@paragonmortgage.ca.
