Ajay G Sukhatankar

Hi, I’m Ajay Sukhatankar — a licensed Mortgage Agent in Ontario and the person you’ll actually be speaking with when you contact Ajay’s Mortgage Services.

I started in the mortgage industry after realizing something important: most people are not denied a mortgage because they are irresponsible — they are denied because they were never properly guided.

I’ve seen buyers walk into a bank confident and walk out confused.
I’ve seen families sign renewals without knowing they had options.
And I’ve seen good, hardworking people believe homeownership was out of reach when it really wasn’t.

That’s why I built my practice around education first, approval second.

My role isn’t just to submit an application.
My role is to understand your full situation — your income, your plans, your concerns, and your comfort level — and then design a mortgage strategy that actually works for your life, not just for today.

I work especially closely with:
• First-time homebuyers
• Self-employed individuals
• Newcomers to Canada
• Clients renewing or refinancing
• People who were declined by their bank

I also believe a mortgage is not just about getting approved — it’s about staying comfortable after you move in. A payment you can’t sleep with is not a good mortgage, even if the bank approves it.

You won’t get rushed advice from me.
You won’t get pressure to buy quickly.
And you won’t be left guessing.

You will get honest guidance, clear numbers, and a plan.

Whether you’re buying now, renewing soon, or just starting to think about it, you’re always welcome to reach out — even if you just have questions.

Clear advice. Real solutions. Long-term relationships. !!