Beaver Mortgage and Financial Group Inc. is a licensed mortgage brokerage comprised of a large team of highly trained mortgage brokers and agents, with extensive knowledge and exposure to the Canadian Mortgage Market for over 15 years. Licenced and located in ON and BC, We Serve all Over Canada through our National Hub system.
Beaver Mortgage and Financial Group Inc. was established to provide customised and Need Based Solution specific to the client. We understand, not all requirements are same either from the Borrower AND/OR Lender and hence the solution and service also needs to be specific to the needs.
With Extensive backgrounds in Banking, Financial Consulting, Real Estate, and other related fields, our mortgage brokers and agents will not only take the time to arrange a mortgage for however will also ensure that the financing we arrange is best suited to your individual needs.
Our service to you is FREE as a qualified borrower*, and we collaborate with you right from the time we first meet to arrange a pre-approval, up until the closing day of your mortgage and through the term of the mortgage.
Our mortgage brokers are compensated by the lender that we close your mortgage with.
By dealing with us at Beaver Mortgage and Financial Group Inc., we help you save on two of your most valuable commodities in today's fast paced environment: TIME and MONEY. The best part about all of this is we do all the work for you during the entire process.
We have access to over 40 different lenders, including the banks, trust companies, insurance companies, self-insured lenders, and many more. This leverage allows us to negotiate for the BEST mortgage product and mortgage rate for you. In many cases, we end up negotiating a better mortgage for you with your own primary financial institution, no cost to you.
For more information on our services, and how we can help you find the BEST mortgage solution please contact us at 905.864.8494, or email: info@beavermortgages.ca
*On approved credit only, (OAC), and qualified lenders. Fees may apply in some circumstances on unqualified transactions.
Ontario Expanding HST Rebate to Lower the Cost of New Homes in Partnership with the Federal Government
The Ontario government is continuing to lower costs and help families realize the dream of homeownership by removing the full 13 per cent of the Harmonized Sales Tax (HST) for eligible buyers of new homes valued up to $1 million, for a maximum rebate of $130,000, as part of the upcoming 2026 Budget. This maximum rebate of $130,000 would be maintained for new homes valued up to $1.5 million, and would decrease proportionally from $130,000 at $1.5 million to a maximum of $24,000 for homes valued at $1.85 million and above, building on the province and federal governments previous move to rebate the HST for all first-time buyers of new homes up to $1 million.
https://news.ontario.ca/en/release/1007212/ontario-expanding-hst-rebate-to-lower-the-cost-of-new-homes-in-partnership-with-the-federal-government
TD Economics: Canada - What Might Have Been
This weeks data releases and Bank of Canada (BoC) statement describe a world that could have been, with a domestic backdrop that showed signs of easing inflation. The war in Iran has upended that. With escalatory strikes on energy infrastructure this week, WTI oil prices are holding at $94 (as of the time of writing). All the focus is now on how big and persistent the energy shock will be with the prospect of stagflation looming.
It is unfortunate that households and businesses will face this new pinch, because this mornings retail sales data sent some positive signals. Real volumes posted a solid gain in January, taking the three-month gain to 7.7% (annualized) and Februarys preliminary estimate of the nominal figure showed another solid month could be expected. After a year of fits and starts, it looks like things were just starting to turn a corner. The expected surged in gasoline and energy prices in March will muddy the picture and likely eat into the real spending figures in the months ahead.
https://economics.td.com/ca-weekly-bottom-line
Bank of Canada maintains policy rate at 2¼%
The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%.
The war in the Middle East has increased volatility in global energy prices and financial markets, and heightened the risks to the global economy. The breadth and duration of the conflict, and hence its economic impacts, are highly uncertain.
Prior to the war, the global economy was on pace to grow at around 3%, as expected in the January Monetary Policy Report (MPR). Economic growth in the United States has moderated but remains solid, driven by consumption and strong AI-related investment. US inflation remains above target and has evolved largely as expected. In the euro area, domestic demand is supporting growth while exports have contracted. Chinas economy continues to be boosted by strength in exports, but domestic demand remains weak.
Since the outbreak of the conflict in the Middle East, global oil and natural gas prices have risen sharply, and this will boost global inflation in the near-term. In addition to energy supply disruptions, transportation bottlenecks stemming from the effective closure of the Strait of Hormuz could impact the supply of other commodities, such as fertilizer. Financial conditions have tightened from accommodative levels. Global bond yields have risen, equity market prices have declined, and credit spreads have widened. The Canada-US dollar exchange rate has remained relatively stable.
https://www.bankofcanada.ca/2026/03/fad-press-release-2026-03-18/
