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Alberta
Garth Lyon Senior Mortgage Professional

Garth Lyon

Senior Mortgage Professional


Phone:
Address:
103, 901-8 Avenue, Canmore, Alberta

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It PAYS to shop around.

Many Canadian homeowners pay too much for their homes because they are not getting the best mortgage financing available in the market.

The mortgage process can be intimidating for homeowners, and some financial institutions don't make the process any easier.

But I’m here to help!

I’m a VERICO Mortgage Advisor and I’m an independent, unbiased, expert, here to help you move into a home you love.

I have access to mortgage products from over forty lenders at my fingertips and I work with you to determine the best product that will fit your immediate financial needs and future goals.

VERICO mortgage specialists are Canada’s Trusted Experts who will be with you through the life of your mortgage.

I save you money by sourcing the best products at the best rates – not only on your first mortgage but through every subsequent renewal. So whether you're buying a home, renewing your mortgage, refinancing, renovating, investing, or consolidating your debts — I’m the VERICO Mortgage Advisor who can help you get the right financing, from the right lender, at the right rate.

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BLOG / NEWS Updates

Simple steps to help you take control of debt

THINK OUTSIDE THE BOX:In these challenging times, its a good idea to have a realistic plan to pay back your debt. For many people, debt is a fact of life a situation the COVID-19 pandemic has made worse for some Canadians. According to a COVID-19 financial well-being survey conducted by the Financial Consumer Agency of Canada, over half of Canadians have been financially impacted by the pandemic. Here are a few tips to help you get started. Identify what you owe Make a list and for each one, list the total amount you owe, your minimum monthly payment and the interest rate. Decide on a strategy Create your plan: Choose a timeframe that is reasonable and affordable. Decide which debts to pay off first, depending on the type and considering things like interest rates. Work directly with your bank and creditors to discuss your financial situation. Review your budget If you dont have a budget, take some time to make one. Having a budget that lays out your income and expenses is an effective way to manage your day-to-day finances. It will help you figure out how much money you get, spend and save. Consolidate your debts You may consider applying for a loan or line of credit to pay off multiple debts with high interest rates. Consolidating your debts means youll only have to make one monthly payment rather than paying each one individually, and the interest rate could potentially be lower. Contact your financial institution to discuss whether this is an option that could work for you. Managing debt isnt always easy, but there are resources to help you. Find unbiased and fact-based information you can count on atcanada.ca/money. www.newscanada.com

2022 Housing and Interest Rate Forecasts

THINK OUTSIDE THE BOX: Low housing supply is still expected to keep upward pressure on prices for much of the year, according to various forecasts. While the exact timing and pace of any Bank of Canada moves is still up in the air, its clear that rate hikes are on the horizon. Click hereto read article.

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