AGENT LICENSE ID
Alberta
Garth Lyon
Senior Mortgage Professional
Office:
Phone:
Email:
Address:
103, 901-8 Avenue, Canmore, Alberta
It PAYS to shop around.
Many Canadian homeowners pay too much for their homes because they are not getting the best mortgage financing available in the market.
The mortgage process can be intimidating for homeowners, and some financial institutions don't make the process any easier.
But I’m here to help!
I’m a VERICO Mortgage Advisor and I’m an independent, unbiased, expert, here to help you move into a home you love.
I have access to mortgage products from over forty lenders at my fingertips and I work with you to determine the best product that will fit your immediate financial needs and future goals.
VERICO mortgage specialists are Canada’s Trusted Experts who will be with you through the life of your mortgage.
I save you money by sourcing the best products at the best rates – not only on your first mortgage but through every subsequent renewal. So whether you're buying a home, renewing your mortgage, refinancing, renovating, investing, or consolidating your debts — I’m the VERICO Mortgage Advisor who can help you get the right financing, from the right lender, at the right rate.
Many Canadian homeowners pay too much for their homes because they are not getting the best mortgage financing available in the market.
The mortgage process can be intimidating for homeowners, and some financial institutions don't make the process any easier.
But I’m here to help!
I’m a VERICO Mortgage Advisor and I’m an independent, unbiased, expert, here to help you move into a home you love.
I have access to mortgage products from over forty lenders at my fingertips and I work with you to determine the best product that will fit your immediate financial needs and future goals.
VERICO mortgage specialists are Canada’s Trusted Experts who will be with you through the life of your mortgage.
I save you money by sourcing the best products at the best rates – not only on your first mortgage but through every subsequent renewal. So whether you're buying a home, renewing your mortgage, refinancing, renovating, investing, or consolidating your debts — I’m the VERICO Mortgage Advisor who can help you get the right financing, from the right lender, at the right rate.
BLOG / NEWS Updates
How Changing Canada's capital gains exemption would hit the sale of your home
THINK OUTSIDE THE BOX:Rumours of a capital gains tax on your primary residence would certainly dampen home values in Canada. Lower values of homes would reduce the actual tax implications in and of itself but any capital gain tax implemented would surely be grandfathered in. That would further mitigate the actual tax implications for current homeownersbut would definitely make future homeowners think twice aboutinvesting in a home. Less demand for homes would certainly mean lower home values and appreciation in future. Would any Government dare implement such a costly tax on the majority of voters? Click here to read article
Homebuyers To Face More Stringent Mortgage Stress Test After June 1
THINK OUTSIDE THE BOX:Canadas banking regulator has proposed changes that would strengthen the stress test applied to uninsured mortgages (typically those with more than 20% down payment).The stress test currently has a minimum qualifying rate of 4.79%, which is nearly 50 basis points lower. Click here to read more.
Light at the end of the COVID tunnel
THINK OUTSIDE THE BOX: As we mark the first anniversary of COVID-19 becoming the centre of our universe there is a mood of genuine optimism. Click here to read more
