Garth Lyon Senior Mortgage Professional

Garth Lyon

Senior Mortgage Professional

103, 901-8 Avenue, Canmore, Alberta






It PAYS to shop around.

Many Canadian homeowners pay too much for their homes because they are not getting the best mortgage financing available in the market.

The mortgage process can be intimidating for homeowners, and some financial institutions don't make the process any easier.

But I’m here to help!

I’m a VERICO Mortgage Advisor and I’m an independent, unbiased, expert, here to help you move into a home you love.

I have access to mortgage products from over forty lenders at my fingertips and I work with you to determine the best product that will fit your immediate financial needs and future goals.

VERICO mortgage specialists are Canada’s Trusted Experts who will be with you through the life of your mortgage.

I save you money by sourcing the best products at the best rates – not only on your first mortgage but through every subsequent renewal. So whether you're buying a home, renewing your mortgage, refinancing, renovating, investing, or consolidating your debts — I’m the VERICO Mortgage Advisor who can help you get the right financing, from the right lender, at the right rate.

BLOG / NEWS Updates

Residential Market Commentary – Impending rate hikes and transitory factors

THINK OUTSIDE THE BOX: Many economists believe it would a low-risk stance for the Bank to wait until October before making any move due to the uncertainty surrounding NAFTA and the continuing worries about the debt load being carried by Canadians. There are more interest rate hikes coming. Bank of Canada Governor Stephen Poloz remained on message during the annual meeting of central bankers in Jackson Hole, Wyoming over the weekend. Of course, the questions that also remain are: How many and when? Poloz has been consistent in his message that the Bank will make its decisions based on data, and will move gradually. He maintained that stance in Wyoming. Poloz discounted inflation pressures, saying Julys jump to 3% was not unexpected and was caused by transitory factors such as higher energy prices and mandatory minimum wage increases. He says the Banks reading of core inflation remains near its 2% target. The Bank of Canada Governor did highlight a key concern that will have to be taken into account as further rate increases are considered uncertainty about NAFTA. Poloz says the nature and pace of the re-negotiations and ongoing threats, out of the White House, to tear up the deal have put a drag on investment in Canada. The uncertainty surrounding NAFTA and the continuing worries about the debt load being carried by Canadians mean the central bank may not be able to respond to a rate increase by the U.S. Federal Reserve that is expected in September. Many economists believe it would a low-risk stance for the Bank the wait until October before making any move. First National Financial LP August 27, 2018

These are Canada’s strongest buyers’ and sellers’ housing markets

THINK OUTSIDE THE BOX: While most markets remain in balanced territory, not every city is made equal - though the GTA has seen signs of recovery, many of BCs major markets continue to struggle. Click here to read article Sarah Niedoba Livabl August 22, 2018


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