Gourav Suri
Beaver Mortgage and Financial Group Inc. is a licensed mortgage brokerage comprised of a large team of highly trained mortgage brokers and agents, with extensive knowledge and exposure to the Canadian Mortgage Market for over 15 years. Licenced and located in ON and BC, We Serve all Over Canada through our National Hub system.
Beaver Mortgage and Financial Group Inc. was established to provide customised and Need Based Solution specific to the client. We understand, not all requirements are same either from the Borrower AND/OR Lender and hence the solution and service also needs to be specific to the needs.
With Extensive backgrounds in Banking, Financial Consulting, Real Estate, and other related fields, our mortgage brokers and agents will not only take the time to arrange a mortgage for however will also ensure that the financing we arrange is best suited to your individual needs.
Our service to you is FREE as a qualified borrower*, and we collaborate with you right from the time we first meet to arrange a pre-approval, up until the closing day of your mortgage and through the term of the mortgage.
Our mortgage brokers are compensated by the lender that we close your mortgage with.
By dealing with us at Beaver Mortgage and Financial Group Inc., we help you save on two of your most valuable commodities in today's fast paced environment: TIME and MONEY. The best part about all of this is we do all the work for you during the entire process.
We have access to over 40 different lenders, including the banks, trust companies, insurance companies, self-insured lenders, and many more. This leverage allows us to negotiate for the BEST mortgage product and mortgage rate for you. In many cases, we end up negotiating a better mortgage for you with your own primary financial institution, no cost to you.
For more information on our services, and how we can help you find the BEST mortgage solution please contact us at 905.864.8494, or email: info@beavermortgages.ca
*On approved credit only, (OAC), and qualified lenders. Fees may apply in some circumstances on unqualified transactions.
BLOG / NEWS Updates
Statistic Canada: New Housing Market Report, 2025: Experimental estimates
This report is the second annual release of the New Housing Market Report series, following the initial 2024 release. Data collection was expanded to Alberta in the second half of 2025, and the results are included in this report. Data collection will be expanded to Ontario in 2026, followed by Quebec at a later stage. List and sale prices, as well as other housing characteristics, were collected for new single-detached houses, semi-detached houses, row houses and condominium apartment dwellings (including low- and high-rise condominium apartments, stacked townhomes, duplexes, and triplexes).
National highlights
Slower pace for the new home market: Nationally, the number of for-sale housing starts (for homeowner and condominium intended markets) declined 10% year over year in 2025. This decrease in starts, along with the 35% yearly increase (December 2025) in the inventory of completed and unabsorbed units, indicated a slower housing market in 2025 compared with 2024.
Living area
Single-detached houses in the range of 1,500 to 2,000 square feet were most commonly reported in most of the CMAs covered in 2025. New single-detached houses were the most common dwelling type in 2025 in all CMAs outside British Columbia covered by this report. In the British Columbia CMAs, condominium apartments were the most popular. Units in the range of 500 to 1,000 square feet were most common in the CMAs where condominium data were available.
https://www150.statcan.gc.ca/n1/pub/62f0014m/62f0014m2026002-eng.htm
NBC Housing Market Monitor
Summary
- Home sales in Canada rose by 0.5 % from May to June, the third increase in a row following five months of decline.
- New listings decreased by 1.3% from May to June, following a 0.9% decrease the previous month.
- Active listings increased by 0.5% in June, the second growth in three months.
- The number of months of inventory (active listings-to-sales ratio) remained unchanged at 4.8 during the month, following the first decline for this indicator since October 2025 in May.
- Market conditions tightened in June in many provinces but remained balanced at the national level, which largely reflects conditions in Ontario and B.C. that remain soft, while markets in all other provinces continue to favour sellers.
- Housing starts decreased by 14.1K from 253.1K in May to 239.0K in June (seasonally adjusted and annualized), a print below the consensus calling for 255.0K. The pullback was concentrated in urban areas (-13.3K to 227.8K), although rural starts also edged lower (-0.8K to 11.1K). Within urban areas, the multi-unit and other segment accounted for most of the decline (-10.2K to 189.9K), while single-detached starts also decreased (-3.1K to 37.9K). Among the major CMAs, starts rose in Vancouver (+4.2K to 23.8K), but declined sharply in Toronto (-12.4K to 25.4K) and more moderately in Calgary (-3.9K to 28.1K) and Montreal (-1.9K to 35.4K)
- The Teranet–National Bank Composite National House Price IndexTM declined by 0.4% from May to June on a seasonally adjusted basis. Six of the eleven CMAs included in the index posted declines during the month: Vancouver (-1.4%), Victoria (-1.2%), Calgary (-0.8%), Edmonton (-0.8%), Winnipeg (-0.6%), Ottawa-Gatineau (-0.5%), and Toronto (-0.3%). Conversely, prices rose in Hamilton (+3.2%), Quebec City (+0.7%), and Halifax (+0.6%), while they remained stable in Montreal.
Scotiabank: CANADA HOUSING MARKET: EXISTING HOME SALES PROBABLY ON A RECOVERY PATH, BUT NATIONAL MARKET CONDITIONS STILL SOFT
Housing sales (in units) increased nationally for a third consecutive month in June while new listings declined, thereby tightening market conditions modestly from May to June according to the sales-to-new listings ratio. The national (all-markets) MLS HPI stayed flat from May to June; the first time it did not post a monthly decline since February 2025.
National housing (unit) sales increased 0.5% (sa) from May to June, a third consecutive monthly rise. Sales rose by a cumulative 7% (from sa figures) over this 3-month period but, in June 2026, were still 12% (sa) below their November 2024 level, as global trade tensions started rising shortly after the U.S. elections. From May to June, nearly 60% of the local markets we track posted a rise in their sales, with the strongest ones observed for Sudbury (21.2%), Peterborough (14.8%) and Kingston (13.1%).
National new listings declined by 1.3% (sa) from May to June, still following their (mild) downward trend that started in September 2025. Sharpest monthly declines in this indicator were observed for St. John’s (NL; -17.5%), Sudbury (-10.3%) and Victoria (-8.5%). New listings declined by 1.4% (nsa) over the 12-month period ending with June 2026.
The national sales-to-new listings ratio tightened further from May to June, edging up 0.9 percentage point to 50.2%, which is still in the lower half of our estimated range for balanced conditions, where it had been trending since Spring 2022. Since the same month in 2025, this ratio tightened by 1 percentage point, but with only about 45% of tracked market also showing a tightening.
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