My Rates

6 Months 7.79%
1 Year 6.59%
2 Years 6.39%
3 Years 5.94%
4 Years 5.94%
5 Years 5.64%
7 Years 6.05%
10 Years 6.44%
*Rates subject to change and OAC
Grace Reynolds Mortgage Agent - Level 2

Grace Reynolds

Mortgage Agent - Level 2

100 - 7676 Woodbine Ave, Toronto, Ontario







Nationally recognized as the recipient of Canada's Best Newcomer Agent at the Mortgage Awards of Excellence, Canadian Mortgage Professional's Canada's Top 50 Young Guns and Women of Influence and local recipient of the Greater Peterborough Chamber of Commerce Business Excellence Awards - 4 Under 40!

Why work with a mortgage agent, you ask? As your experienced licensed mortgage professional, I work on your behalf, my clients and not the bank! With access to 100+ lenders, I can help you find the best mortgage solution that suit your specific needs.

I would greatly appreciate the opportunity to work together to assist you or someone you may know, regarding their mortgage financing.

Please feel free to contact me, 24/7, with any questions or concerns you may have.

Thank you!

Grace : ) 

BLOG / NEWS Updates

Mortgage Options into Retirement

Theres a chance you read the title to this article and thought Im a long way off from retirement, and thats okay, chances are you know someone (maybe parents or relatives) who could use this information, feel free to pass it along. But if you find yourself in the position where youre thinking about retirement and what options you have with your mortgage, youve come to the right place. As an independent mortgage broker, I can provide you with many more options than a traditional bank. You might be closer to retirement than you think, and a good mortgage can certainly help you along the way. Although its ideal to have your mortgage paid off by the time you retire, in todays economy, that isnt always possible. More and more Canadians are carrying mortgage debt into retirement, how well they do it relies on the options they have! Let me outline some options you have: Standard Mortgage Financing If youve got a steady income, decent credit, and equity in your home, there is no reason you shouldnt qualify for standard mortgage financing which usually comes at the lowest interest rates and best terms. Even if youve already retired, some lenders use pension and retirement income to support your mortgage application. Reverse Mortgage Financing A reverse mortgage allows Canadian homeowners 55 years and older to borrow money from their home with no proof of income, no credit check, and no health questions. A reverse mortgage is a fabulous mortgage solution that has helped thousands of older Canadians to enhance their lifestyle. Home Equity Line of Credit (HELOC) A line of credit secured to the equity you have in your home is an excellent tool to allow you to access money when you need it, but not pay interest if you dont. A lot of Canadians like the idea of rolling all their expenses and income into one account. To figure out which option is best suited to you, contact me directly. Together we can assess your financial situation, put together a mortgage plan, and then see it through. Questions on your mortgage, or want to compare your mortgage to what is currently available? Pleaseemail me: )


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