Please see the following municipal grants available to assist homeowners in buying a home.

 County of Lambton – Homeownership Down Payment Assistance

• Assistance: 10% of the purchase price as a 20-year forgivable loan (secured on title).

• Home Price Cap: $325,000.

• Eligibility:

  • Must be a renter (not living with relatives).

  • Household income and assets must meet specified criteria.

  • Must qualify for a mortgage.

• Contact: Housing Services Department

  • Phone: 519-344-2062 ext. 2165

  • Email: socialservices@county-lambton.ca

• Apply: Application Form​Home+5agefriendlysarnialambton.ca+5Home+5Home+3jmortgage.ca+3jmortgage.ca+3Home+7Home+7agefriendlysarnialambton.ca+7Home+2Oxford County+2Home+2

 District Municipality of Muskoka – Gateway Homeownership Program

• Assistance: Up to 10% of the purchase price (maximum $70,000) as a forgivable loan.

• Home Price Cap: $726,600.

• Eligibility:

  • First-time homebuyers with household income ≤ $112,400.

  • Household assets ≤ $75,000.

  • Must be a renter and qualify for a mortgage.

• Contact: Phone: 705-645-2412 ext. 4410

• Apply: Application Form​jmortgage.ca+4jmortgage.ca+4jmortgage.ca+4Oxford County+4Home Page+4Home Page+4Home+2Home+2Oxford County+2Home

 Lanark County – Homeownership Down Payment Assistance

• Assistance: Up to 8% of the purchase price.

• Home Price Cap: $468,243 (subject to provincial review).

• Eligibility:

  • First-time homebuyers with household income < $104,000.

  • Must be a renter in Lanark County.

• Contact: Housing Department

  • Phone: 613-267-4200 ext. 2402

  • Email: housingapplications@lanarkcounty.ca

• Apply: Application Form​Home+3Home+3Home+3

 Oxford County – Home Ownership Program

• Assistance: Up to 5% of the purchase price as a 20-year interest-free loan.

• Home Price Cap: $425,000.

• Eligibility:

  • Household income < $117,000.

  • Assets < $40,000.

  • Must be a renter in Oxford County and qualify for a mortgage.

• Contact: Human Services

  • Phone: 519-539-9800

  • Email: humanservices@oxfordcounty.ca

• Apply: Application Form​dufferin+8Oxford County+8Home+8

 City of Brantford / County of Brant – B-Home Program

• Assistance: 5% of the purchase price (maximum $20,000) as a 20-year forgivable loan.

• Home Price Cap: $400,000.

• Eligibility:

  • First-time homebuyers with household income < $90,600.

  • Assets < $30,000.

  • Must be a renter in Brantford or Brant County and qualify for a mortgage.

• Contact: Provider Services Coordinator

  • Phone: 519-759-4150 ext. 6277

• Apply: Application Form​Home

 County of Simcoe – Affordable Homeownership Program

• Assistance: 10% of the purchase price (up to $50,000) as a forgivable loan.

• Home Price Cap: $712,300.

• Eligibility:

  • Current residents of Simcoe County with household income ≤ $121,500.

  • Must be a renter and qualify for a mortgage.

• Apply: Application Details​jmortgage.ca+2jmortgage.ca+2jmortgage.ca+2

 Dufferin County – Home Ownership Program

• Assistance: Up to 10% of the purchase price (maximum $45,500) as an interest-free loan.

• Home Price Cap: $455,000.

• Eligibility:

  • Household income ≤ $97,800.

  • Assets ≤ $22,750.

  • Must be a renter in Dufferin County and qualify for a mortgage.

• Contact: Phone: 519-941-6991

• Apply: Application Details​jmortgage.cadufferin

 City of Kawartha Lakes / County of Haliburton – Homeownership Down Payment Program

• Assistance: Up to 10% of the purchase price as a forgivable loan.

• Home Price Cap: $363,127.

• Eligibility:

  • First-time home

Information provided in this blog may change from time to time by the municipality. It is best to check with the respective municipalities on the details of the grants and the criteria for qualifying.