My Rates

*Rates subject to change and OAC
AGENT LICENSE NUMBER
M08004599
BROKERAGE LICENSE NUMBER
11970
Rachelle Czartorynskyj

Rachelle Czartorynskyj

Mortgage Broker


Address:
3975 ROAD 111, STRATFORD, Ontario N5A 6S5
AGENT LICENSE NUMBER
M08004599
BROKERAGE LICENSE NUMBER
11970

Trusted Mortgage Broker in Stratford & Southwestern Ontario

Looking for an experienced Mortgage Broker in Stratford, Perth County, or anywhere in Ontario? You've come to the right place.

With over 25 years of mortgage and financing experience, I help clients find the right mortgage solution for their unique situation. Whether you're buying your first home, refinancing an existing mortgage, consolidating debt, renewing your mortgage, investing in real estate, or exploring private financing options, I have access to hundreds of mortgage products from banks, credit unions, trust companies, alternative lenders, and private lenders.


Mortgage Solutions for Every Situation

I work with clients across Ontario and can help with:

  • First-Time Home Buyer Mortgages
  • Mortgage Pre-Approvals
  • Home Purchase Financing
  • Mortgage Refinancing
  • Debt Consolidation Mortgages
  • Mortgage Renewals
  • Investment Property Financing
  • Self-Employed Mortgages
  • Private Mortgages
  • Bad Credit Mortgage Solutions
  • Home Equity Financing
  • Second Mortgages
  • Construction and New Build Financing


Because the entire process can be completed online, you can apply from the comfort of your home and receive fast answers, expert advice, and personalized service.


Know Your Options Before You Make an Offer

One of the biggest mistakes homebuyers make is relying solely on a bank pre-approval, only to discover later that they don't qualify for the financing they expected. I see this happen far too often. My goal is to provide a complete review of your financial situation upfront so you understand exactly what you qualify for, what your monthly payments may look like, and which mortgage options are available to you before you start shopping for a home.

This helps you move forward with confidence and avoid costly surprises.


Personalized Mortgage Advice You Can Trust

Every client is different, which is why I take the time to understand your goals and create a mortgage strategy that works for your needs today and in the future. Whether you have excellent credit, are self-employed, recently changed jobs, are recovering from credit challenges, or require private financing, I can help you navigate your options.


Get Started Today

If you're looking for a mortgage broker who offers personalized service, fast response times, and access to hundreds of lenders, I'd love the opportunity to help.


Contact me today for a free mortgage consultation, mortgage pre-approval, or answers to your financing questions.

See what my clients are saying by reading my Google Reviews and testimonials from homeowners I've helped throughout Stratford, Perth County, and across Ontario.


Building homes. Creating financial solutions. Helping clients achieve their goals for over 25 years.


Living in Stratford, Ontario


Stratford, Ontario is one of Southwestern Ontario's most desirable communities, known for its rich culture, historic charm, vibrant downtown, and world-renowned Stratford Festival. Located in Perth County between London and Kitchener-Waterloo, Stratford offers the perfect balance of small-town living and convenient access to major urban centres.


With beautiful parks, excellent schools, diverse dining, local shopping, recreational activities, and a strong sense of community, Stratford is an ideal place to live, work, and raise a family. Whether you're a first-time home buyer, upgrading to a larger home, investing in real estate, or relocating to the area, Stratford offers an exceptional quality of life and a wide range of housing options.


As a local Mortgage Broker serving Stratford, Perth County, and communities throughout Southwestern Ontario, I'm proud to help clients achieve their homeownership and financial goals in one of Canada's most welcoming and vibrant cities.

 


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